To help you determine how much coverage to get for your Renters Insurance Policy you can make a list of all your personal belongings. Be sure to include furniture, appliances, tools, electronics, decorations, clothing, accessories, books, equipment, art and other valuables.

A Renters Insurance policy is the affordable solution to protect your valuables from a number of different types of losses such as:

• Fire and smoke

• Lightning

• Theft

• Vandalism

• And many more...

A Renters Insurance policy also provides coverage for:

• Loss of use - The living expenses when your home is uninhabitable due to a covered loss.

• Guest Medical Payments - For guests who may injure themselves while in your home.

• Personal liability - Provides protection from a lawsuit if someone decides to sue you if you are legally responsible.

Determine if you would like to add personal articles floaters

Most renters policies cover personal property like jewelry, watches, manuscripts, collections and fine art. However coverage limits may be relatively low. If you own any items worth more than $500, you may want to purchase personal articles floaters that provide extended coverage up to a limit of your choosing.