Business Insurance

Business Insurance:

Unforeseen events such as a fire, natural disaster, lawsuit, theft, or even computer/cyber crime can cause a business to shut its doors for a day, a week or in some cases forever. In doing so they run the risk of losing valued clients. Don’t wait for disaster to strike or a loss to occur to find out that your insurance protection is inadequate. Planning for the unexpected is key when owning and operating a business. A Business Owners Policy can provide you with the coverage you need to maintain the well being of your company in the event of a loss.

Are you a small, mid-size or large operating business owner? Insurance is one of the most important assets that any business no matter the size needs. Depending on the type of business you are operating, it could include a number of different types of insurance endorsements and coverages.

How about coverage for your business property, business interruption or a lawsuit? In today’s economic environment Business Owners are especially vulnerable to lawsuits. A lawsuit brought against a business could potentially threaten the continued operation of the business as well as the owner’s financial well being. Having liability insurance can help provide resources to defend claims brought against you and your business.

At Felix Insurance Agency we can help provide your most important investment with unparalleled protection. You deserve peace of mind in the comfort of your own home.

If you would like to know the type of protection you could get, please sign up for a quote here:

Types of Business Liability Insurance:

  1. General Liability - Provides protection for lawsuits that small business will typically encounter.

  2. Professional Liability - Insurance is essential in the service industry.

  3. Product Liability - Insurance in manufacturing.

  4. Employment Practices Liability - Essential for any business owner with one or more employees.

Important Coverages to consider:

  • Personal Injury

  • Fire Legal Liability

  • Umbrella Liability

  • Professional Liability Insurance (Errors & Omissions)

  • Employment Practices Liability Insurance (EPLI)

  • Directors and Officers Insurance (D&O)

  • Money & Securities

  • Employee Dishonesty

  • Professional Liability

  • Spoilage

  • Building Ordinance Coverage

  • Tenant Improvements

  • Disaster Recovery

  • Business Auto & Non-Owned Auto Liability

  • Business Personal Property and Inventory

  • Contents & Inventory

  • EPLI – Employment Practices Liability

  • Business Interruption

  • Commercial Umbrella

  • Loss of Business Income

  • Workers Compensation

  • Mechanical Breakdown

  • Business Personal Property

  • Cyber Liability & Web Coverage

Contact Information:

Alexander Felix Insurance Agency

Hablamos Español

807 S Gaffey St

San Pedro, CA 90731

CA Producer LIC 6005348

IL Non Resident Producer LIC 18660369

424-536-3091 (Office)

424-536-3092 (Fax)

Office Hours:

Monday - Friday: 9AM - 6PM

Saturday & Sunday: Closed

Holidays: Closed

After Hours Available by appointment only.